First Home Style

Buying a home been has frustrating process and one I hope never to repeat again. Today, I heard from my mortgage company that the underwriter doesn't want to move forward on the mortgage unless they receive a letter stating the amount of monthly payments on my student loan. Frustrating.  I had to contact Sallie Mae again for yet another confirmation letter. Sometimes, I feel like a headless chicken with all the running around that I have had to do. Last week the mortgage underwriter wanted to know why there was a discrepancy between my annual income for 2011 and 2012 and my projected income for 2013. And by discrepancy, I mean a difference of about $12 on my monthly income. I had to write a letter explaining that I was due a “cost of living” increase at my job.   I’m trying hard to remain patient. I just want to get to closing. In other news, I’ve been thinking a lot about what I want this blog to be about. I’m not a particularly crafty person and I can’t teach you how to...

Hello, my name is Marissa. I’m new to blogging. I don’t have a degree in design and I’m not a professional decorator. I just love decorating. I love home improvement and design shows. I love HGTV and apartmenttherapy.com.  My favorite shows are House Hunters, The High Low Project, The Property Brothers, Love It or List It and Property Virgins. I’m also in the process of buying my first home, a cooperative apartment in Brooklyn, NY. Buying a home is a giant step but it’s also an expensive one too. I have big plans for my first home. However I'm now realizing that most of the work I planned for the home, I can't afford. I have been looking for a home for several years, but seriously looking for about a year. Most of my friends live in Brooklyn. I live and work in Brooklyn so it only made sense for me to stay here.   But Brooklyn real estate is not cheap. My Coop wish lists were: a two bedroom apartment, with lots of closet space, natural light and w...