First Home Style

Four years ago, when I started this blog, I was obsessed about homeownership. It was all I thought about. I was in contract to purchase my first home and I also recently graduated from a master’s degree program. Needless to say, I was cocky and confident. I was optimistic. I thought that everything was falling into place. But then the coop board denied my application and the job that I thought would materialize did not.  I was sad and angry for a long time. I stopped blogging and became even more depressed as I couldn’t find a home in my preferred neighborhood or my price range. I knew someone who had contacts on the coop board and I asked them to enquired about my application and why I was denied.  He was informed that I the coop board was concerned that I did not have enough cash and they wanted a cash buyer. They were also concerned about my student loan debt. As I had just recently graduated from school, I hadn’t yet started repayment. I left graduate school owing Sallie Mae appro