I think that in my last post, I prematurely wrote about taking a break from the property search. Yes, this has been a stressful time. While the feeling was genuine, it isn't a true reflection of where I am in the process. I have been in this property search for sometime now and at this stage, I'm almost desperate to get to closing. I'm tired of attending open houses. I'm tired of putting my search criteria in Streeteasy and Trulia and somehow hoping that the results will be different. Though I was reluctant to search for yet another mortgage lender, I had to do just that. It had all happened out of my curiosity and frustration that I walked into a bank and asked to speak to a loan officer. It was free and didn't require a commitment. I told the loan officer about my concerns and the trials of the last several months. Then I asked about the cooperative that I made the offer on. And to my surprise he knew it well. He had just close on an apartment in that building the day before. In fact they have also closed on other apartments in that building going back several months. After speaking to my attorney, I made the decision to switch lenders. So where are we now? We are moving rather slowly. My attorney is drafting a contract and going over the cooperative financial statements. Wish me luck.
I’ve finally moved into my first home. I’m bursting with excitement and happiness to share all my design and décor ideas that I’ve been pinning from google images and home décor magazines for many years. I am now the proud owner of what I’m calling my “urban cottage”, a small three-bedroom, two-bathroom ranch house in New York. I’m so excited to make this home my dream home. For the past several weeks the cottage has been under renovations. Within days after closing we realized that there was leaking behind a wall in one of the bedrooms (which wasn’t noted on the home inspection report). Apparently, there was an issue with the gutters and instead of falling away from the house when it rained, the water was seeping through cracks in the brick façade. Thankfully we were able to identify the source quickly and fix it. Initially, the renovation work was estimated to take about five weeks, however it’s ended up at nine weeks. And as I’m writing this no...
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