Its Got Potential

This week my agent and I went to look at two new coop apartments. The first apartment was a one bedroom in need of a updated kitchen and bathroom and it also lacked storage space. The second apartment was a two bedroom in the same complex with less amount of work and with great potential. I could image myself living there. It had the right amount of space and while it needed some minor work such as staining the kitchen cabinets and the floors (both of which I can probably do myself), there was a recently renovated bathroom and the kitchen offered a nice amount of counter space. And as an added bonus, there is a balcony. Here are some of the pictures I took with my cellphone.

Floor

Master bedroom

Kitchen

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Commitment Letter and Appraisal

Today, I got news that I've been waiting for for several months. I finally got a mortgage commitment letter! When I got the congratulatory email today there was this sense of I don't know, joy and sadness at the same time. I wanted to scream from the rooftop and then I wanted to cry. I'm excited but past experience has made me extremely cautious. I have always said that I don't want to focus on the negative but there is this part of me that is feeling uncertain and doubtful. A lot has happened over the last several months and it would be heartbreaking to get this far and have to be disappointed. On the other hand, it appears that everything is coming together. Yeah, finally some good news. We have a tentative closing date of October 1, 2013. But before we get to closing I will need to be interviewed by the coop board. Thankfully I had completed my coop application package in June and the only missing document was the commitment letter, which I imm...

My Urban Cottage

I’ve finally moved into my first home. I’m bursting with excitement and happiness to share all my design and décor ideas that I’ve been pinning from google images and home décor magazines for many years. I am now the proud owner of what I’m calling my “urban cottage”, a small three-bedroom, two-bathroom ranch house in New York. I’m so excited to make this home my dream home. For the past several weeks the cottage has been under renovations. Within days after closing we realized that there was leaking behind a wall in one of the bedrooms (which wasn’t noted on the home inspection report). Apparently, there was an issue with the gutters and instead of falling away from the house when it rained, the water was seeping through cracks in the brick façade. Thankfully we were able to identify the source quickly and fix it. Initially, the renovation work was estimated to take about five weeks, however it’s ended up at nine weeks. And as I’m writing this no...

I bought a house!

This morning I woke at about 4:00 am and couldn’t return to sleep. I was too happy knowing that in just a few more hours I would get the keys to my new home. All that was left to do was sign a bunch of papers and this charming home would be mine. Well, I didn’t get the keys to my new home. Last night was the final walk through and to my surprise the sellers were still in the home and hadn’t packed a single thing. They informed me that they needed more time and that they hired movers who would haul away their belongings on Monday. What? I was trying to be super understanding so I smile and nodded. However, my internal voice was screaming. At the closing, my attorney tld me that I would be compensated for every day that the sellers remained in the home. On Tuesday afternoon, I will meet the sellers at the home where I will complete another walk through and then will be provided with the keys. Still, I bought a house, a house that I will not have access to for se...

First Home Style

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