Last weekend, my agent took me to see a two bedroom top floor apartment here in Brooklyn. The apartment had been on the market for a few weeks and was in a quiet building on a tree lined block and close to transportation. Almost immediately I was taken aback by the size of the unit. As we entered, there was this huge window over looking the rest of Brooklyn and allowing an amorous about of natural light into the apartment. It had a nice layout, adequate closet space, updated kitchen, hard wood floors and it was practically move in ready condition. I immediately made what I thought was a fair offer and the sellers countered at almost $10,000 more. I'm a girl on a budget and though I liked the apartment, I wasn't going to overextend myself. I made a counter offer. After several days and numerous telephone calls, we didn't hear back from the sellers agent. On Thursday my agency received a call from the sellers agent stating that they are having an open house this weekend and if they don't receive the price amount they are looking for, then they will consider my offer.
Today, I got news that I've been waiting for for several months. I finally got a mortgage commitment letter! When I got the congratulatory email today there was this sense of I don't know, joy and sadness at the same time. I wanted to scream from the rooftop and then I wanted to cry. I'm excited but past experience has made me extremely cautious. I have always said that I don't want to focus on the negative but there is this part of me that is feeling uncertain and doubtful. A lot has happened over the last several months and it would be heartbreaking to get this far and have to be disappointed. On the other hand, it appears that everything is coming together. Yeah, finally some good news. We have a tentative closing date of October 1, 2013. But before we get to closing I will need to be interviewed by the coop board. Thankfully I had completed my coop application package in June and the only missing document was the commitment letter, which I imm...
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