I think that in my last post, I prematurely wrote about taking a break from the property search. Yes, this has been a stressful time. While the feeling was genuine, it isn't a true reflection of where I am in the process. I have been in this property search for sometime now and at this stage, I'm almost desperate to get to closing. I'm tired of attending open houses. I'm tired of putting my search criteria in Streeteasy and Trulia and somehow hoping that the results will be different. Though I was reluctant to search for yet another mortgage lender, I had to do just that. It had all happened out of my curiosity and frustration that I walked into a bank and asked to speak to a loan officer. It was free and didn't require a commitment. I told the loan officer about my concerns and the trials of the last several months. Then I asked about the cooperative that I made the offer on. And to my surprise he knew it well. He had just close on an apartment in that building the day before. In fact they have also closed on other apartments in that building going back several months. After speaking to my attorney, I made the decision to switch lenders. So where are we now? We are moving rather slowly. My attorney is drafting a contract and going over the cooperative financial statements. Wish me luck.
While surfing StreetEasy, I noticed that there
was a new two-bedroom apartment listed in my ideal neighborhood. The price is absolutely
ridiculously overpriced though I was curious and wanted to see the apartment in
person. I knew from past experience that the apartment looks much larger
usually in person than they appear on line. I clicked the call the agent
feature on StreetEasy and I was connected to a Broker name Owen. Owen isn’t the
listing agent however he would meet with me at the property and offer me
guidance, realtor services if I needed to make an offer. I wasn’t going to make an offer. Firstly, the property was ridiculously overpriced.
Secondly, it was small. The apartment opens into a small foyer where
you can see the living/dining area. Left of the foyer was a retro pink bathroom,
then a master bedroom with two nice closets (one of them a walk in). The second bedroom is actually I half bedroom
right off the kitchen. Owen made a point of telling me that the kitchen
c…