Skip to main content

I'm Back, Again!

Yesterday I met up with my friend Dominique for lunch. We laughed and gossip and ruined our diets. We went to the new Michael’s on Atlantic Avenue

 and wondered about downtown Brooklyn shopping at Loft and Housing Works on Montague Street.

Eventually the conversation turned to our dreams.  For as long as I could remember, Dominique has always wanted to start her own business. 

She makes really great natural products such as lip balms, lotions and deodorants.  
I was encouraging her to continue as a sort of side hustle as I felt she was giving up on her dreams. But there I realized that I had also given up on my dreams. It has been over a year since I last blogged and that wasn’t my intention.  My dream was to buy a home and blog about that experience but somewhere along the way I got discouraged and stopped looking. I stopped attending open houses or even searching properties on Streeteasy and Zillow. 




 And so as I got home later that evening I started thinking more about the things I wanted to accomplish this year.  One of those being to blog a least once per week. And two, to buy a home.  Over the last year there has been a lot of positive changes in my life and feel that I am better able to cope with some of the stresses of home ownership, dealing with coop boards and mortgage brokers and finding a home on a moderate budget (no trust fund baby or cash buyer here).  I know what I want (a two bedroom apartment, lots of closet space, close to public transportation) and also what I don’t need.  So here I go again searching for my first home. My dream home. You’re welcome to join me on this journey.
Labels:

Comments

Post a Comment

Popular posts from this blog

I found another house

At the end of July, I thought that I had found my dream home. I made an offer. The seller countered. Then I accepted the seller’s counter offer.   I was already trying to schedule the home inspection when my realtor, Robert, texted me that the seller wanted to hold off. Well, according to Robert, the seller decided to sell the home to his neighbor’s friend. I was disappointed but then oddly felt relief. As much as I like the home and the area, I was a little worried that the location was a little too isolated. It was close to buses but far away from the train. I was concerned about how I would get to and from work. Robert would still make his commission as he was acting as both the buyer and seller’s agent. Everyone was happy except for me. I then called another former realtor, Louis, and we began looking at properties.   We went to an open house on a quiet street, a few blocks away from a subway station and a block from a bus, that was listed below market value. There w...
Post a Comment
Read more

Guest Bedroom Reveal!

I have a long to do list for my home. The problem is trying to priorities that to do list. Every item in my home was purchase, from the farmhouse chandeliers in the upstairs bedrooms to the doorknobs. All the door knobs. Furnishing a new home is quite expensive. Even though I am giddy and excited to get this home completely furniture and renovated, I have had to take a step back. I have had to just learn to live in a minimally furniture home.   I love it. I love the bare walls. I love the space.   I love the feel of not having clutter. On my last blog post, I showed some pictures of my kitchen and dining room, Today I want to share a few pictures from some of the other parts of the home. It's not perfect. I still need a dresser and a mirror but those will come in time.  In the meantime, this is what it looks like.
Post a Comment
Read more

Mortgage Loan Follow Up

Today, I was still pretty distressed about the mortgage loan denial. But I’ve been trying to put a positive spin on things, maybe it wasn’t meant to be. As I mention yesterday, my attorney had given me the contact information for a new lender who is now reviewing my documents (2 years tax returns, pay stubs, bank statements and student loan repayment schedule and the cooperative financials). At this point, I was looking forward to my HSBC denial letter as is required. After writing that long blog post yesterday, I had mentally prepared myself for yet more bad news from HSBC. But then I was stunningly surprised by the email I receive this Evening.   The email was forwarded to the loan officer from the underwriter and copied to myself and my attorney. The email states as follows, “the borrower provided a document indicating that her student loans are currently in deferment until 2015. A deferment on a student loan for more than one year indicates that the borrower is still in schoo...
Post a Comment
Read more