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Apartment Stalking

I have a confession.

I’m a stalker.
http://shrink4men.com/2011/02/16/female-stalkers-part-2-checklist-of-stalking-and-harassment-behaviors/

For the past two months, I have been stalking this perfect two-bedroom cooperative apartment online. Almost daily I view pictures on Streeteasy.com and Zillow.com and breathe a sigh of relief when I see that someone has not yet snapped it up. It’s not a huge place. It’s a two-bedroom apartment with a small kitchen and living/dining area. I have imagined hosting Christmas and dinner parties here. And boy do I let my imagination run wild with design ideas. I have painted the living room a nice grey and hung flowy white curtains to the windows where currently there are blinds. In the kitchen, I have stained the cabinets, modernized the hardware and changed the backsplash to glass tiles that I found at home depot. Despite the imaginary home decor ideas, the apartment is otherwise perfect and in move in ready condition. Except of course that I am not ready.

I am not ready to get off the fence.

I’m not ready to make an offer as yet.

Perhaps it’s a case of once bitten twice shy. But having gone through the process of purchasing a home four years ago only to be disappointed and rejected by the cooperative board, I’m hesitant. The cooperative board wanted a cash buyer and I’m keenly aware that I don’t have the hard cash that they might be looking for. I will need to apply for a mortgage.

Despite my being careful with money and consistently paying down student loans and putting away money with every paycheck to a high yielding savings account, I’m not comfortable with where I am financially as yet. I want to be able to put down a substantial amount of money for a down payment. I want to have completely paid off my smallest student loan debt before I take on even more debt.
From my budgeting and calculation, I will be financially ready to purchase a home by June 2018!
I know it seems like a long time away. 12 months away actually. 


In the meantime, I continue to apartment stalk and hope and pray. No contract today.  I continue to decorate and make minor improvements in my mind.  If only the perfect apartment will wait.

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Welcome to My Blog!

Hello, my name is Marissa. I’m new to blogging. I don’t have a degree in design and I’m not a professional decorator. I just love decorating.
I love home improvement and design shows. I love HGTV and apartmenttherapy.com. 
My favorite shows are House Hunters, The High Low Project, The Property Brothers, Love It or List It and Property Virgins.
I’m also in the process of buying my first home, a cooperative apartment in Brooklyn, NY. Buying a home is a giant step but it’s also an expensive one too.
I have big plans for my first home. However I'm now realizing that most of the work I planned for the home, I can't afford.
I have been looking for a home for several years, but seriously looking for about a year. Most of my friends live in Brooklyn. I live and work in Brooklyn so it only made sense for me to stay here. But Brooklyn real estate is not cheap.
My Coop wish lists were: a two bedroom apartment, with lots of closet space, natural light and windows in the kitchen and bathroom. I…