My attorney
emailed my former HSBC loan officer to notify her that I got a mortgage
commitment. I think my attorney was trying to be teasing and show her in a “you
did not approve us but someone else did” kind of way. When I read his email, I laughed and was
filled with glee. I was surprise however when the HSBC loan officer responded
congratulating me. But most surprising perhaps was the line in her email that
read, “Please consider HSBC when you purchase your next home”. Yeah when pigs
fly. Of course I did not respond.
I also had to contact the community organization that assisted me with a down payment for the coop. My assistance program is set to expire on 9/20/13. So we needed to act on this really fast. All of this could have been avoided had I not considered HSBC as my lender initially. My HSBC loan officer was incompetent and like I have stated before, she deliberately held up the loan process. But hindsight is 50/50.
I also had to contact the community organization that assisted me with a down payment for the coop. My assistance program is set to expire on 9/20/13. So we needed to act on this really fast. All of this could have been avoided had I not considered HSBC as my lender initially. My HSBC loan officer was incompetent and like I have stated before, she deliberately held up the loan process. But hindsight is 50/50.
Moving forward,
today I was informed that the appraisal was conducted yesterday and that the
coop appraised for more than the purchase price, which is a good thing. I’m one
step closer to achieving the dream.
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