Appraisal Completed

My attorney emailed my former HSBC loan officer to notify her that I got a mortgage commitment. I think my attorney was trying to be teasing and show her in a “you did not approve us but someone else did” kind of way. When I read his email, I laughed and was filled with glee. I was surprise however when the HSBC loan officer responded congratulating me. But most surprising perhaps was the line in her email that read, “Please consider HSBC when you purchase your next home”. Yeah when pigs fly. Of course I did not respond.

I also had to contact the community organization that assisted me with a down payment for the coop. My assistance program is set to expire on 9/20/13. So we needed to act on this really fast. All of this could have been avoided had I not considered HSBC as my lender initially. My HSBC loan officer was incompetent and like I have stated before, she deliberately held up the loan process. But hindsight is 50/50.

Moving forward, today I was informed that the appraisal was conducted yesterday and that the coop appraised for more than the purchase price, which is a good thing. I’m one step closer to achieving the dream.

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