Source: http://dailybail.com/home/hsbc-cartoons.html
This wasn’t the type of post that I wanted to write today. I wanted to be very upbeat and happy and tell the world that after reviewing my mortgage application again, my mortgage loan was approved by the underwriter. But unfortunately that isn’t the case.
Today, I received an email from my attorney stating that the
sellers want to cancel the contract because I haven’t secured a mortgage as yet.
I’m disappointed, but I understand. The sellers are eager to have this property
sold as much as I’m eager to have it be mine. Now, I’m fearful that I will lose
the property that it took several long months to find. No, it’s not perfect. The
kitchen and bathroom are outdated but the space, location and view of the
Manhattan skyline is incalculable. I have already painted and decorated and
planned parties in my mind but it looks as though it wasn’t meant to be. This doesn’t
mean that I’m giving up. I’m still in
this fight though I have to be realistic about me getting the property at this
stage.
I called my HSBC loan officer twice today but both times my
calls were transferred to her voicemail. My HSBC loan officer has shown me a
level of incompetence and unprofessionalism that is beyond anything I’ve had to
cope with in the past. As a professional, she could at least respond to my numerous
phone calls and emails even if it’s only to say that, “I haven’t heard anything
back from the underwriter.” But no, her silence is almost deafening.
I hate to use a cliché
here, “you live and you learn”. But I wouldn’t use HSBC mortgage services again when
I purchase my next property.