Yesterday, I received a telephone call from my attorney, who informed me that the sellers are requesting information regarding the mortgage commitment. Apparently he's getting a lot of push back from the sellers attorney. I explained that I haven't heard from HSBC in the past week. In fact, my five telephone calls to the loan officer went unanswered. My attorney suggested that I send an email to the loan officer letting her know the urgency. I called the loan officer and to my surprise she actually answered the phone. I relied the information regarding the urgency of the matter and she agreed that my frustrations were warranted, However she says, my file was no longer with HSBC but with the underwriter. She suggested that I write an email detailing the urgency, which she would then forward to the underwriter. I wrote the email and sent it to the loan officer, copying it to my attorney. At about 8:49 pm, I received a letter from the loan officer stating that the information was forwarded to the underwriter. Now we wait, again. Do I really want to continue with this process? At this point I'm not sure. Still throughout this entire ordeal I have been able to keep my composure and my sanity. But it has truly been one of the worst experiences of my life. The stress levels needless to say is very high.
While surfing StreetEasy, I noticed that there
was a new two-bedroom apartment listed in my ideal neighborhood. The price is absolutely
ridiculously overpriced though I was curious and wanted to see the apartment in
person. I knew from past experience that the apartment looks much larger
usually in person than they appear on line. I clicked the call the agent
feature on StreetEasy and I was connected to a Broker name Owen. Owen isn’t the
listing agent however he would meet with me at the property and offer me
guidance, realtor services if I needed to make an offer. I wasn’t going to make an offer. Firstly, the property was ridiculously overpriced.
Secondly, it was small. The apartment opens into a small foyer where
you can see the living/dining area. Left of the foyer was a retro pink bathroom,
then a master bedroom with two nice closets (one of them a walk in). The second bedroom is actually I half bedroom
right off the kitchen. Owen made a point of telling me that the kitchen
c…